---
title: "Buyer Lead Enrichment for Real Estate | QLFI"
url: https://qlfi.ai/lead-enrichment
description: "Turn a name, phone and email into credit, income, asset and property context, with clear limits on what is estimated and what a lender verifies."
lang: en
---

Lead enrichment

# Buyer lead enrichment with financial and property context

Start from a name, phone and email. Get the context you need for a better first conversation.

Watch the Demo: https://qlfi.ai/demo
See Pricing: https://qlfi.ai/pricing

QLFI is not a lender. Results are preliminary and subject to lender verification and approval.

3

fields in: name, phone, email

Tri-merge

full mortgage credit report

0

SSN, DOB or bank statements needed

$0

if a buyer can't be matched

From contact to context

## Three fields in, a full picture out

Once the buyer authorizes a soft inquiry, QLFI fills in what it can find.

- Credit report and mid score
- Estimated income and assets
- Current home value, balance and rate
- Shown only where records exist

Enrichment Illustrative

Jordan Rivera (555) 010-2244

Est. household income

$1XX,XXX

Mid credit score

7XX

Liquid assets

···

Current home value

···

Mortgage balance

···

Current rate

···

## Contact capture vs. enrichment

### Contact capture

You know who they are and how to reach them. You don't know if they can buy.

### Enrichment

You also see their credit, estimated finances and current property, so the first call is about real options.

Data guide

## What each field is good for

| Category | Useful for | Limit |
| --- | --- | --- |
| Credit report & score | Knowing if credit is a hurdle | Lender pulls its own for approval |
| Estimated income | Setting a realistic price range | Estimate, not verified |
| Assets | Talking about down payment | Estimate, not verified |
| Current property & value | Spotting move-up buyers | Estimated value, not an appraisal |
| Mortgage balance & rate | Discussing what selling could free up | Doesn't prove usable equity |

Credit report & score

Useful for Knowing if credit is a hurdle

Limit Lender pulls its own for approval

Estimated income

Useful for Setting a realistic price range

Limit Estimate, not verified

Assets

Useful for Talking about down payment

Limit Estimate, not verified

Current property & value

Useful for Spotting move-up buyers

Limit Estimated value, not an appraisal

Mortgage balance & rate

Useful for Discussing what selling could free up

Limit Doesn't prove usable equity

## See an enriched lead in the demo

Watch a name, phone and email turn into a full result.

Book a Demo: https://qlfi.ai/demo
Watch the Demo: https://qlfi.ai/demo

Mortgage profile

## The numbers, side by side

Income, payments, DTI and assets in one view.

- Mid score range
- Debt-to-income
- Monthly payments

Mortgage profile Illustrative

Maya Collins Open House ● QUALIFIED

Mid-mortgage

720-740

DTI

22%

Payments

$1,940/mo

Payments (no RE)

$610/mo

Est. personal income

$148,000

Household income

$186,000

Age

36

Investable assets

$42,000

Retirement assets

$96,000

Real estate equity

$0

Credit report

## A full tri-merge mortgage report

Download the full report, with alerts, factors and balances by category.

- All three bureaus
- Credit alerts and factors
- Balances by account type

Credit report Illustrative

Tri-merge credit report

Maya Collins

Download PDF

Credit score

732 GOOD

300 850

Credit alerts

Public records

● 0

Collections (O/C)

● 0 / 0

Late pays (2Y/2Y+)

● 1 / 0

Inquiries (6 mo)

● 0

Bankruptcy

● None

Category balances

Revolving (open)

6 · $8,420

Installment (open)

2 · $24,310

Real estate (open)

0 · $0

Line of credit (open)

0 · $0

Credit history 10+ years Total rev usage 10-19% 8 historical tradelines No recent inquiries

## Use it responsibly

### Ask first

Only run a check after the buyer authorizes it.

### Keep it private

Use results to help the buyer, never to share or market.

### Let lenders verify

Treat every number as a starting point, not a decision.

A name and a phone number tell you who to call. Enrichment tells you what to talk about.

## Common questions

### What does QLFI return?

With the buyer's authorization: a full tri-merge mortgage credit report, estimated buying power, preliminary program matches, and financial and property details where records are available.

### Is enriched income verified?

No. Income and assets are estimates from available records. A lender verifies them.

### Does property data prove usable equity?

No. Estimated value and balances help start a move-up conversation. They don't confirm what a buyer can actually use.

### What if information is missing or wrong?

Not every field is available for every buyer. Ask the buyer, and let the lender confirm the details.

## Related

- How pre-qualification works: https://qlfi.ai/buyer-pre-qualification
- Estimated buying power: https://qlfi.ai/buying-power
- For loan officers: https://qlfi.ai/loan-officers

## Know more before the first call

QLFI is operated by Lending Consultants of America LLC. QLFI is not a lender and does not issue mortgage approvals.

## Structured data

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "Organization",
      "@id": "https://qlfi.ai/#org",
      "name": "QLFI",
      "url": "https://qlfi.ai",
      "legalName": "Lending Consultants of America LLC"
    },
    {
      "@type": "WebPage",
      "@id": "https://qlfi.ai/lead-enrichment#page",
      "url": "https://qlfi.ai/lead-enrichment",
      "name": "Buyer Lead Enrichment for Real Estate | QLFI",
      "description": "Turn a name, phone and email into credit, income, asset and property context, with clear limits on what is estimated and what a lender verifies.",
      "publisher": {
        "@id": "https://qlfi.ai/#org"
      },
      "breadcrumb": {
        "@id": "https://qlfi.ai/lead-enrichment#bc"
      }
    },
    {
      "@type": "BreadcrumbList",
      "@id": "https://qlfi.ai/lead-enrichment#bc",
      "itemListElement": [
        {
          "@type": "ListItem",
          "position": 1,
          "name": "Home",
          "item": "https://qlfi.ai/"
        },
        {
          "@type": "ListItem",
          "position": 2,
          "name": "Lead Enrichment",
          "item": "https://qlfi.ai/lead-enrichment"
        }
      ]
    },
    {
      "@type": "FAQPage",
      "mainEntity": [
        {
          "@type": "Question",
          "name": "What does QLFI return?",
          "acceptedAnswer": {
            "@type": "Answer",
            "text": "With the buyer's authorization: a full tri-merge mortgage credit report, estimated buying power, preliminary program matches, and financial and property details where records are available."
          }
        },
        {
          "@type": "Question",
          "name": "Is enriched income verified?",
          "acceptedAnswer": {
            "@type": "Answer",
            "text": "No. Income and assets are estimates from available records. A lender verifies them."
          }
        },
        {
          "@type": "Question",
          "name": "Does property data prove usable equity?",
          "acceptedAnswer": {
            "@type": "Answer",
            "text": "No. Estimated value and balances help start a move-up conversation. They don't confirm what a buyer can actually use."
          }
        },
        {
          "@type": "Question",
          "name": "What if information is missing or wrong?",
          "acceptedAnswer": {
            "@type": "Answer",
            "text": "Not every field is available for every buyer. Ask the buyer, and let the lender confirm the details."
          }
        }
      ]
    }
  ]
}
```