Buyer lead enrichment with financial and property context
Start from a name, phone and email. Get the context you need for a better first conversation.
QLFI is not a lender. Results are preliminary and subject to lender verification and approval.
3
fields in: name, phone, email
Tri-merge
full mortgage credit report
0
SSN, DOB or bank statements needed
$0
if a buyer can't be matched
Three fields in, a full picture out
Once the buyer authorizes a soft inquiry, QLFI fills in what it can find.
- Credit report and mid score
- Estimated income and assets
- Current home value, balance and rate
- Shown only where records exist
Est. household income
$1XX,XXX
Mid credit score
7XX
Liquid assets
···
Current home value
···
Mortgage balance
···
Current rate
···
Contact capture vs. enrichment
Contact capture
You know who they are and how to reach them. You don't know if they can buy.
Enrichment
You also see their credit, estimated finances and current property, so the first call is about real options.
What each field is good for
| Category | Useful for | Limit |
|---|---|---|
| Credit report & score | Knowing if credit is a hurdle | Lender pulls its own for approval |
| Estimated income | Setting a realistic price range | Estimate, not verified |
| Assets | Talking about down payment | Estimate, not verified |
| Current property & value | Spotting move-up buyers | Estimated value, not an appraisal |
| Mortgage balance & rate | Discussing what selling could free up | Doesn't prove usable equity |
- Credit report & score
- Useful forKnowing if credit is a hurdle
- LimitLender pulls its own for approval
- Estimated income
- Useful forSetting a realistic price range
- LimitEstimate, not verified
- Assets
- Useful forTalking about down payment
- LimitEstimate, not verified
- Current property & value
- Useful forSpotting move-up buyers
- LimitEstimated value, not an appraisal
- Mortgage balance & rate
- Useful forDiscussing what selling could free up
- LimitDoesn't prove usable equity
See an enriched lead in the demo
Watch a name, phone and email turn into a full result.
The numbers, side by side
Income, payments, DTI and assets in one view.
- Mid score range
- Debt-to-income
- Monthly payments
Mid-mortgage
720-740
DTI
22%
Payments
$1,940/mo
Payments (no RE)
$610/mo
Est. personal income
$148,000
Household income
$186,000
Age
36
Investable assets
$42,000
Retirement assets
$96,000
Real estate equity
$0
A full tri-merge mortgage report
Download the full report, with alerts, factors and balances by category.
- All three bureaus
- Credit alerts and factors
- Balances by account type
Tri-merge credit report
Maya Collins
Download PDFCredit score
732 GOOD
Credit alerts
Public records
● 0
Collections (O/C)
● 0 / 0
Late pays (2Y/2Y+)
● 1 / 0
Inquiries (6 mo)
● 0
Bankruptcy
● None
Category balances
Revolving (open)
6 · $8,420
Installment (open)
2 · $24,310
Real estate (open)
0 · $0
Line of credit (open)
0 · $0
Use it responsibly
Ask first
Only run a check after the buyer authorizes it.
Keep it private
Use results to help the buyer, never to share or market.
Let lenders verify
Treat every number as a starting point, not a decision.
A name and a phone number tell you who to call. Enrichment tells you what to talk about.
Common questions
With the buyer's authorization: a full tri-merge mortgage credit report, estimated buying power, preliminary program matches, and financial and property details where records are available.
No. Income and assets are estimates from available records. A lender verifies them.
No. Estimated value and balances help start a move-up conversation. They don't confirm what a buyer can actually use.
Not every field is available for every buyer. Ask the buyer, and let the lender confirm the details.
Related
Know more before the first call
QLFI is operated by Lending Consultants of America LLC. QLFI is not a lender and does not issue mortgage approvals.