QLFI
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For real estate agents

Buyer pre-qualification for real estate agents

Know where a buyer stands before the first showing. Use QLFI on a new lead, at an open house or in the middle of a buyer conversation, and pay only for what you run.

QLFI is not a lender. Results are preliminary and subject to lender verification and approval.

3

fields to start: name, phone and email

$0

a month to start on Pay As You Go

Soft

inquiry with no effect on the buyer's score

Full

tri-merge mortgage credit report on every run

Three ways in

Where qualification fits your day

01

A new lead comes in

From your website, a portal or a connected tool. Run it before your first call so you know what to talk about.

02

An open house visitor signs in

Visitors scan a QR code with their own phone and sign in. Pre-qualification is a separate, optional step.

03

A buyer conversation

Send a QLFI form or link when a buyer asks what they can afford, so the answer starts from data.

Before the first call

Know what to talk about before you dial

Run a new lead the moment it arrives. By the time you call, you can see their credit picture, estimated buying power and which loan programs are worth discussing.

  • A full tri-merge mortgage credit report with score, alerts, balances and credit factors
  • Estimated buying power to frame the first price conversation
  • Preliminary matches across Conventional, FHA, VA, USDA, Jumbo and Non-QM
  • Mortgage profile details like DTI, payments, income and assets, where available
New buyer leadIllustrative
NameJordan Rivera
Phone(555) 010-2244
Emailjordan@example.com
Buyer authorized a soft credit inquiry

Est. buying power

$4XX,XXX

Credit report

Full tri-merge mortgage report

Preliminary program matches

ConventionalFHAVA

Ask first. Always optional.

The buyer has to authorize the soft inquiry. Frame it as a benefit to them, make skipping easy, and never make it a condition of touring.

Consent conversationIllustrative

Before we look at homes, would it help to see a preliminary picture of your buying power?

Sure. Will it hurt my credit?

No, it's a soft inquiry. It just needs your OK. You can skip it and we'll still tour.

Okay, go ahead.

See a real result in the demo

Watch a lead go from name, phone and email to a full pre-qualification.

Inside a result

Everything you see on every run

Scroll through what a QLFI result contains.

01Lead listEvery lead from every source in one list, with qualification status, estimated amount and score.
02Mortgage profileMid-mortgage score, DTI, monthly payments, income, assets and real estate equity, where available.
03Tri-merge credit reportA full tri-merge mortgage credit report: score, alerts, category balances and credit factors, downloadable as a PDF.
04Program matchesPreliminary matches across programs like FHA, Conventional fixed and ARM, with loan amount, payment, max LTV, down payment and max home price.
Lead listIllustrative
Name Source Status Amount Score
Maya Collins Open House ● QUALIFIED $512,000 740
Derek Shaw Website ● QUALIFIED $318,000 690
Priya Natarajan API ● QUALIFIED $1,050,000 790
Luis Ortega Open House ● DNQ — 610
Hannah Brooks Website ● NOT AVAILABLE — —
Sam Whitfield API ● QUALIFIED $226,000 640

Not a lender decision. Sample data, not a real buyer.

Read results against buyer goals

The output starts a conversation. It is not a pass or fail label.

Result A good next conversation
Estimate aligns with the buyer's goals Confirm the price range and introduce a lender for verification.
Estimate is below their budget Talk through options: a lower price range, more down payment, or lender guidance.
No program match Not a verdict. A lender may see options a preliminary match does not.
Buyer declines authorization Respect it and keep working with them.
Estimate aligns with the buyer's goals
A good next conversationConfirm the price range and introduce a lender for verification.
Estimate is below their budget
A good next conversationTalk through options: a lower price range, more down payment, or lender guidance.
No program match
A good next conversationNot a verdict. A lender may see options a preliminary match does not.
Buyer declines authorization
A good next conversationRespect it and keep working with them.
A week with QLFI

Where it fits your week

  1. 01

    Monday: new portal lead

    Run it on arrival. Call with a real picture, not a guess.

  2. 02

    Wednesday: buyer consult

    Send a QLFI link so the price conversation starts from data.

  3. 03

    Sunday: open house

    Visitors sign in on their own phones and can choose to pre-qualify.

  4. 04

    Next week: follow-up

    Qualified buyers get showings. Others get a lender intro, credit resources or nurture.

Plan fit

Pick the plan for the task

Start with Pay As You Go. Move to Single Agent when you want the workflow around the run.

Task Capability needed Plan
Assess an individual buyer Pre-qualification run, program matching, enrichment Pay As You Go or above
Capture open house visitors Open House App, QR codes, digital sign-in Single Agent or above
Ongoing follow-up CRM and buyer pipeline, conversations inbox Single Agent or above
Assess an individual buyer
Capability neededPre-qualification run, program matching, enrichment
PlanPay As You Go or above
Capture open house visitors
Capability neededOpen House App, QR codes, digital sign-in
PlanSingle Agent or above
Ongoing follow-up
Capability neededCRM and buyer pipeline, conversations inbox
PlanSingle Agent or above

Pay As You Go

$0

+ $10 per run

The run, program matching, enrichment, lead list, email alerts and mobile app. No CRM or Open House App.

Single Agent

$97/mo

+ $5 per run

Adds the Open House App, CRM and pipeline, inbox, documents, websites, funnels and integrations.

Teams

From $297/mo

+ $5 per run

Adds seats (5, 10 or 20), lead assignment, shared pipeline and team reporting.

Buyers are never charged. No free trial and no included or unlimited runs. Full pricing

Choose the next step

Book a showing
Introduce a lender
Share credit resources
Set a check-in date
Nurture until ready

Already working with a lender? Keep that relationship. Their verification governs.

Every buyer deserves a clear next step. QLFI helps you find it before the first showing. 

Start with Pay As You Go

No monthly fee. $10 per run. Upgrade when you want the Open House App and CRM.

Common questions

Yes. Pay As You Go has no monthly fee and charges $10 per run. It includes the pre-qualification run, program matching, enrichment, a lead list and email notifications, but not the Open House App or CRM.

When you want the workflow around the run: the Open House App, CRM and buyer pipeline, conversations inbox, document collection, websites, funnels and integrations. Single Agent is $97/month plus $5 per run.

Keep that relationship. Their lender's verification governs. Use QLFI only if the buyer wants an additional preliminary picture, and never as a reason to steer them elsewhere.

Credit-based pre-qualification may not be relevant. Ask for the proof of funds the seller requires instead.

No. Qualification should never be a condition of touring, and declining says nothing about a buyer's seriousness.

Related

Start with your next buyer

QLFI is operated by Lending Consultants of America LLC. QLFI is not a lender and does not issue mortgage approvals.